Know where
your money goes.
See spending by merchant and category. Review dated bank transactions or confirmed CSV statements, with clear totals from your selected source.
Food & drink Shopping Transport
Explore spending MEET YOUR AI MONEY COACH
Your money.
A clearer
next step.
Less guessing. More understanding. Make sense of your spending, spot recurring charges, and turn “where did it all go?” into a useful conversation.
Explore the demo now. Private bank access is invitation-only.
A clearer picture starts here Illustrative demo
NuvoCentN
Your money, in plain English.Ask a question. Find your next step.
Uber
NuvoCent AI
Want to see what you spent on Uber this month, this year, or another date range?
I can show rides, Uber Eats, and Uber One separately.
Ask about your money…
Your permission comes first.Read-only bank access. Separate AI consent.
Guidance in plain English Read-only bank access Your data. Your permission.
MORE CLARITY. LESS MENTAL MATH.Make room for
Make room for
better money decisions.
Get the context behind your spending and a practical next step you can actually use.
Know where
Ask like
you’d ask a person.
“Uber.” “This year.” “Just Eats.” NuvoCent AI keeps the conversation going, explains the available records, and helps you find a practical next step.
Where should I start? Let’s look at your spending.
Meet your money coach Put recurring charges
back on your radar.
Review possible subscriptions from your available history, including past-year records when supplied. Get cancellation guidance and prepare requests you finish with the provider.
Still using it?A good question before renewing.
WHEN A CHARGE DOESN’T LOOK RIGHTA clearer path
A clearer path
to your bank.
Unwanted charges can be stressful. ChargeWise AI helps you work through what happened, gather the details, and prepare an issuer-ready draft for you to review.
Explore ChargeWise AI You submit to your bank or card issuer. Outcomes are never guaranteed.A LITTLE HELP GOES A LONG WAYFrom “I’m not sure”
From “I’m not sure”
to “I know where to start.”
Bring your spending into focus.
Choose connected bank records with your permission, or import and confirm a CSV statement on the website.
Start a conversation.
Ask about merchants, categories, time periods, or where to begin. Get explanations grounded in the records available.
Choose your next step.
Review optional spending, revisit a recurring charge, or prepare an unwanted-charge case. You stay in control of what happens next.
BUILT AROUND YOUR PERMISSIONHelpful with your money.
Helpful with your money.
Respectful of your boundaries.
Read-only bank access. Separate consent for private AI analysis. No moving your money. Confirmed CSV coaching stays on your device.
ONE MEMBERSHIP. THE WHOLE APP.All your NuvoCent tools.
All your NuvoCent tools.
One straightforward plan.
Spending insights, subscription tools, NuvoCent AI, and ChargeWise together. No separate AI or ChargeWise upgrade.
- Spending and recurring-charge reviews
- Your conversational AI money coach
- Cancellation guidance and ChargeWise help
PLANNED MEMBERSHIP
$9.99 / month
7-day free trial for eligible new iPhone subscribersApple purchases aren’t live yet. Trial eligibility is confirmed by Apple when purchases launch. This website does not charge you.
View membership detailsGOOD QUESTIONS.A few things
A few things
you might be wondering.
What does NuvoCent actually help me do?
See where your recorded spending goes, review possible recurring charges, and ask practical questions about your money. NuvoCent AI explains the available evidence and helps you choose your next step. ChargeWise separately helps organize an unwanted-charge case and prepare a draft for your issuer.
Can I use it on my phone?
Yes. The web app works on iPhone and Android, with a fictional demo you can explore now. The native iPhone app is in private, invitation-only TestFlight testing. A public App Store release and a Google Play download are not available yet.
Does NuvoCent cancel subscriptions for me?
The current cancellation assistant helps prepare a request and directs you to the provider to finish cancellation. Finding a recurring payment does not prove it is an active subscription. A provider must confirm cancellation; the app does not promise a completed cancellation from a chat message.
Is my bank account updated in real time?
Answers use the transactions available at the last successful bank sync, or the CSV statements you select and confirm. Dates and coverage matter: a bank connection is not continuous, real-time monitoring, and missing records are not proof that nothing was spent.
How much will membership cost?
The planned NuvoCent Membership is $9.99 USD per month for the whole app, including AI coaching and ChargeWise. Eligible new iPhone subscribers will receive a 7-day free trial when Apple purchases launch. Apple must confirm eligibility before a trial is offered. Billing is not live yet; this website cannot charge you.
How do you handle my information?
Bank access is read-only and requires your permission. Private AI analysis has separate consent. The website can also calculate spending from confirmed CSV statements on your device without sending those statements to AI. NuvoCent does not move money or guarantee savings, refunds, or dispute outcomes.
Get to know
your money again.
Open the demo, ask a question, and see what a little clarity feels like.
Explore NuvoCent